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    mrs. willard wants to know generally how the benefits under original medicare might compare to the benefits package of a medicare advantage plan before she starts looking at specific plans. what could you tell her?

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    Medicare Education

    Medicare is a US Federal health insurance program that was developed in 1966 to provide access to all retired Americans.

    You are here Home Medicare 101 What is Medicare

    What does Medicare Cover?

    New to Medicare?

    Medicare is a US Federal health insurance program that was developed in 1966 to provide access to all retired Americans.

    Medicare is available for:

    People age 65 and older

    Certain younger people with disabilities

    People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes referred to as ESRD)

    People with ALS (amyotrophic lateral sclerosis, also called Lou Gehrig’s disease)

    Original Medicare started with Parts A and B and offered basic coverage. This required the beneficiary to pay for the additional costs. To help offset these high costs, private insurers like Vibra Health Plan began offering other Medicare options.

    Parts of Medicare

    There are four parts of Medicare that help to cover the costs of your care.

    Part A

    Hospital Coverage

    Part B 

    Medical Coverage

    Part C 

    Medicare Advantage Plans

    Part D 

    Prescription Drug Plans

    Eligibility and Enrollment

    It is important to know how and when to enroll to get the most out of your Medicare Advantage Plan. Figure out what you need to know to be able to enroll in a Vibra Health Plan plan.

    Your Coverage Options

    We understand that it may be overwhelming when choosing a Medicare plan. It is important to pick a plan that meets your health needs. When choosing a plan remember that Original Medicare fails to cover all of your medical expenses. Learn about all of your options.

    Your options How do I enroll in a plan?

    Resources

    What is Medicare

    Four Parts of Medicare

    Your Options

    Eligibility and Enrollment

    Medicare Resources

    Updated October 1, 2021H9408_WBST22_M

    Source : www.vibrahealthplan.com

    AHIP Module 1 Quiz 1 Flashcards

    Study with Quizlet and memorize flashcards terms like Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will have considerable income when she retires. She is concerned that her income will make it impossible for her to qualify for Medicare. What could you tell her to address her concern?, Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-for-Service (FFS) Medicare? What could you tell him?, Mr. Hernandez is concerned that if he signs up for a Medicare Advantage plan, the health plan may, at some time in the future, reduce his benefits below what is available in Original Medicare. What should you tell him about his concern? and more.

    AHIP Module 1 Quiz 1

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    Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will have considerable income when she retires. She is concerned that her income will make it impossible for her to qualify for Medicare. What could you tell her to address her concern?

    Click card to see definition 👆

    c. Medicare is a program for people age 65 or older and those under age 65 with certain disabilities, end stage renal disease or Lou Gehrig's disease, so she will be eligible for Medicare.

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    Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-for-Service (FFS) Medicare? What could you tell him?

    Click card to see definition 👆

    a. Part A, which covers hospital, skilled nursing facility, hospice and home health services and Part B, which covers professional services such as those provided by a doctor are covered under Original Medicare.

    Click again to see term 👆

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    Terms in this set (6)

    Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will have considerable income when she retires. She is concerned that her income will make it impossible for her to qualify for Medicare. What could you tell her to address her concern?

    c. Medicare is a program for people age 65 or older and those under age 65 with certain disabilities, end stage renal disease or Lou Gehrig's disease, so she will be eligible for Medicare.

    Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-for-Service (FFS) Medicare? What could you tell him?

    a. Part A, which covers hospital, skilled nursing facility, hospice and home health services and Part B, which covers professional services such as those provided by a doctor are covered under Original Medicare.

    Mr. Hernandez is concerned that if he signs up for a Medicare Advantage plan, the health plan may, at some time in the future, reduce his benefits below what is available in Original Medicare. What should you tell him about his concern?

    d. Medicare health plans must cover all benefits available under Medicare Part A and Part B. Many also cover Part D prescription drugs.

    Mrs. Raskin is a widow who will attain aged 65 and enroll in Medicare in just a few weeks. She concerned about having prescription drug coverage. Which of the following statements provides the best advice?

    a. Prescription drug coverage can be obtained by enrolling in a Medicare Advantage plan that includes Part D coverage.

    Mrs. Willard wants to know generally how the benefits under Original Medicare might compare to the benefit package of a Medicare Health Plan before she starts looking at specific plans. What could you tell her?

    a. Medicare Health Plans may offer extra benefits that Original Medicare does not offer such as vision, hearing, and dental services and must include a maximum out-of-pocket limit on Part A and Part B services

    Mr. Meoni's wife has a Medicare Advantage plan, but he wants to understand what coverage Medicare Supplemental Insurance provides since his health care needs are different from his wife's needs. What could you tell Mr.Meoni?

    d. Medicare Supplemental Insurance would help cover his Part A and Part B cost sharing in Original Fee-for-Service (FFS) Medicare as well as possibly some services that Medicare does not cover.

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    Verified questions

    QUESTION

    Walsh Company is considering three independent projects, each of which requires a $4 million investment. The estimated internal rate of return (IRR) and cost of capital for these projects are presented here:$ $$ \begin{matrix} \text{Project H (high risk):} & \text{Cost of capital =16\\%} & \text{IRR=19\\%}\\ \text{Project M (medium risk):} & \text{Cost of capital =12\\%} & \text{IRR=13\\%}\\ \text{Project L(low risk):} & \text{Cost of capital =9\\%} & \text{IRR=8\\%}\\ \end{matrix} $$ $Note that the projects’ costs of capital vary because the projects have different levels of risk. The company’s optimal capital structure calls for 40% debt and 60% common equity, and it expects to have net income of$7,500,000. If Walsh establishes its dividends from the residual dividend model, what will be its payout ratio?

    Verified answer QUESTION

    a. You plan to make five deposits of $1,000 each, one every 6 months, with the first payment being made in 6 months. You will then make no more deposits. If the bank pays 6% nominal interest, compounded semiannually, how much will be in your account after 3 years? b. One year from today you must make a payment of$4,000. To prepare for this payment, you plan to make two equal quarterly deposits (at the end of Quarters 1 and 2) in a bank that pays 6% nominal interest compounded quarterly. How large must each of the two payments be?

    Source : quizlet.com

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    Test 1

    30cards Allied Health Health Science

    Miss Moore plans to retire when she turned 65. She is in excellent health and will have a considerable income. She is concerned that her income will make it impossible for her to qualify for Medicare. What could you tell her to address her concerns?

    Medicare is a program for people age 65 or older and those under 65 with certain disabilities, and see renal disease, or Lou Gehrig's disease, so she will be eligible for Medicare

    Mr. Schmidt would like to plan for retirement and has ask you what is covered under original fee for service (FFS) medicare. What could you tell him?

    Hard day, which covers hospital, skilled nursing facility, hospice and home health services and part B, which covers professional services such as those provided by a doctor or covered under original Medicare

    Mr. Hernandez is concerned that if he signs up for a Medicare advantage plan, the plan me at sometime in the future reduce his benefits below what is available in original Medicare. What should you tell him about this concern?

    Medicare health plans must cover all benefits available under Medicare part a and part B. Manny also cover part D prescription drugs

    Mrs. Raskin is a widow who will attain age 65 and enroll in Medicare in just a few weeks. She is concerned about having prescription drug coverage. Which of the following statements best provides the best advice?

    Prescription drug coverage can be obtained by enrolling in a Medicare advantage plan that includes part D coverage.

    Mrs. Willard wants to know generally how the benefits under original Medicare might compare to the benefit package of a Medicare health plan before she starts looking at specific plans. What could you tell her?

    Medicare health plans may offer extra benefits that original Medicare does not offer such as vision, hearing, and dental services and must include a maximum out-of-pocket limit on part a and part B services

    Clients wife has a Medicare advantage plan, but he wants to understand what coverage Medicare supplemental insurance provides since his health care needs are different from his wife's needs. What could you tell him?

    Medicare supplemental insurance would help cover his part a and part B cost sharing in original fee for service Medicare as well as some other services that Medicare does not cover

    Client will soon be 65, it has been a citizen for 12 years, has been employed full-time, and paid taxes during that entire period. She is concerned that she will not qualify for coverage under part eight because she was not born in the United States. what should you tell her?

    Most individuals who are citizens and over 65 are covered under party by virtue of having paid Medicare taxes while working, though some may still have to be covered by monthly premiums

    Mr. Bowers 49 years old, but 18 months ago he was declared disabled by the Social Security administration and has been receiving disability payments. He is wondering whether he can obtain coverage under Medicare. What should you tell him

    After receiving such disability payments for 24 months, he will be automatically enrolled in Medicare, regardless of age

    Mr. Davises 49 years old and has been receiving disability benefits from the Social Security administration for 12 months. Can you sell him a Medicare advantage or part D prescription drug policy?

    No he cannot purchase a Medicare advantage or part of the policy because he has not receive Social Security or railroad retirement disability benefits for 24 months

    Client believes that she will qualify for Medicare coverage when she turned 65, without paying any premiums, because she's been working for 40 years and paying taxes. What should you tell her

    In order to obtain part B coverage, she must be a standard monthly premium, though it is higher for individuals with higher incomes.

    Client continued working with his company and was insured under his pillow employers group plan until you reach age 68. He has heard that there is a premium penalty for those who did not sign up for part B1 first eligible and wants to know how much he will have to pay. What should you tell him?

    He will not pay any penalty because he had coverage under his employers group plan

    Plant is 66 years old, has coverage under an employer, and will retire next year. They heard they must enroll in part B at the beginning of the year to ensure no gap in coverage. What do you tell them?

    She may enroll at any time while she is covered under her employer plan, but she will have a special eight month enrollment. That differs from the standard general enrollment period, during which she may enroll in part B

    Client is entitled to part A, but has not yet enrolled in part b. They are considering enrollment in a Medicare health plan. What should you advise them to do before they will be able to enroll in a Medicare health plan?

    In order to join a Medicare health plan, they must also enroll in part B

    Client has low, fixed income. What could you tell them that might be of assistance?

    They could contact their state Medicaid agency to see if they qualify for one of several programs that can help them with Medicare costs for which they are responsible

    Client has limited income and resources so you haven't heard him to see if he qualifies for some type of financial assistance. He's not sure if it is worth the trouble to buy and wants to know what assistance could do for him if he qualifies.

    Source : www.chegg.com

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